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New OSHA rule means more employers will be required to electronically report...

By Anita Byer, Setnor Byer Insurance & Risk The Occupational Safety and Health Administration recently published a final rule that creates a new injury and illness reporting requirement for...

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NOAA updates hurricane season forecast, now predicting above-normal storm...

By Anita Byer, Setnor Byer Insurance & Risk The National Oceanic and Atmospheric Administration recently updated its 2023 Atlantic hurricane season forecast, but not for the better. Prompted in...

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Florida’s new workers’ compensation rules modify employer penalties and...

By Anita Byer, Setnor Byer Insurance & Risk   The Florida Division of Workers’ Compensation recently finalized amendments to various administrative rules, including those governing employer...

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NCCI proposes 15% rate decrease for Florida workers’ compensation insurance...

By Anita Byer, Setnor Byer Insurance & Risk Florida employers may be paying less for workers’ compensation insurance next year. The National Council on Compensation Insurance (NCCI) is recommending...

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Outlook on U.S. homeowners’ insurance market downgraded from stable to negative

By Anita Byer, Setnor Byer Insurance & Risk Buying homeowners’ insurance has become a pain in the you know what. It keeps getting harder for homeowners to find adequate and affordable insurance in...

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ACA’s affordability threshold will be lower than ever before in 2024

By Anita Byer, Setnor Byer Insurance & Risk The Affordable Care Act’s affordability threshold will be lower in 2024 than ever before. The Internal Revenue Service recently announced that the...

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Contracting tips for condominium associations

By Anita Byer, Setnor Byer Insurance & Risk It’s only a matter of time before a condominium association will need to hire a contractor for a construction project on the property. In fact, hiring...

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Can you guess the top 10 OSHA violations for 2023?

By Anita Byer, Setnor Byer Insurance & Risk The Occupational Safety and Health Administration (OSHA) recently revealed a preliminary list of the most frequently cited safety violations for fiscal...

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Safety tips for Thanksgiving and Black Friday

By Anita Byer, Setnor Byer Insurance & Risk This week, many will be celebrating Thanksgiving in traditional fashion. By traditional, we mean eating and shopping. With so much time spent planning...

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Avoiding the office holiday party hangover

By Anita Byer, Setnor Byer Insurance & Risk Are you planning an office holiday party this year? If so, you are not alone. Employers nationwide are hosting workplace holiday celebrations for their...

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Christmas tree fire safety tips

By Anita Byer, Setnor Byer Insurance & Risk Did you know that fire departments respond to hundreds of home fires involving Christmas trees every year? Data from the National Institute of Standards...

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Using indemnification agreements and additional insured status to allocate risk

By Anita Byer, Setnor Byer Insurance & Risk Risk allocation involves identifying who is responsible for what and for how much. Business and commercial contracts, for example, typically require one...

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ACA reporting and filing activity intensifies as deadline approaches

By Anita Byer, Setnor Byer Insurance & Risk The beginning of the new year means that it is time for Applicable Large Employers to turn their attention to the Affordable Care Act’s annual...

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DOL issues final rule for determining independent contractor status

By Anita Byer, Setnor Byer Insurance & Risk On January 10, 2024, the Department of Labor published a final rule for determining independent contractor status under the Fair Labor Standards Act....

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2023 shatters record for most data compromise events in a single year

By Anita Byer, Setnor Byer Insurance & Risk Cybercriminals, it seems, believe that records are meant to be broken. When it comes to data breaches, the worst year on record tends to be the latest...

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